My friend's ex-husband just retired. In their divorce settlement, she is entitled to half the retirement amount. Her ex has offered her a "buyout" for $25,000. If she elects to take the normal monthly amount, she will receive approximately $150 monthly. The $25,000 would pay immediate bills, but the tax liability might not be great. I should mention she is on disability and currently receives a total of $600 monthly for disability and medicaid. She also receives food stamps and wonders if this would cause a problem there.