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Trusted Answers From Licensed Business Professionals

What do I need to know when applying for a business loan?

The most important thing to understand is what your options are so you do not waste your valuable time pursuing financing alternatives that you may not qualify for or may not be right for you. There are a wide variety of loan products available, but there are significant differences between each option. Before pursuing any of these options, you should first define two things: 1) what are your plans for using the cash, and 2) what type of business you are and your perceived credit quality. Read More.

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What Should You Do If You Have A Large Medical Bill?


Many health insurance providers will not cover the entire cost of a hospital visit. Your coverage will vary by provider, but in many cases you can expect 60-80% of the medical bill to be covered by your insurance. This can result in a medical bill in the thousands. Fortunately, there are ways in which you can get relief. .
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Finally, A Real Lending Option For Small Businesses

Despite the fact that small businesses continue to be the lifeblood of the US economy, traditional bank lenders have neglected this important segment of the lending market. Fortunately, innovative alternative lending platforms such as Fundation have come to market by offering loans that can be funded in days. Recently, we sat down with the two founders of Fundation, Sam Graziano and Doug Gordon, to learn more about their company and how it may be the best new way for service-based businesses to obtain financing. Read More.

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Do Your Employees Hate Their Job Or Just You?

It’s typically very difficult for managers to keep all of their employees happy at all times. Having said that, it’s important to understand that most of the time when an employee decides to leave the company, it isn’t always because they don’t like their job. In fact, more times than not, their quitting because of their boss and the management team. Read More.

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Should My Mother Transfer Title To Her Home Now?


The answer to this question depends on many different factors and taxes alone shouldn't be the only concern when transferring property to your children. Having said that, a gift now may impact your children's tax liability later on. .
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Should I Apply For a Personal Loan Or Use My Credit Card?

Unlike a mortgage or a auto loan, a personal loan can be used for almost any purpose. It’s set up for a specific length of time at a fixed interest rate which is typically lower than most credit card APRs. Many banks and credit unions offer personal loans and now there is a whole new market of peer to peer lending networks established by companies like LendingClub and Prosper. Read More.

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We Now Know How The IRS Will Treat Bitcoins

The uncertain future of bitcoins as a viable form of “currency” remains. Having said that, the IRS has in many respects given this form of “currency” some legitimacy by ruling how it should be recognized for tax purposes. The mere fact that the IRS is acknowledging bitcoins bodes well for the many bitcoin digital currency enthusiasts out there. Still, how does the IRS ruling impact your taxes? Read More.

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New Value Investment Newsletter Launch

This investment newsletter will focus on helping you preserve your capital while also identifying potential opportunities to improve your risk-adjusted returns. Read More.

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Do You Have Any Unclaimed Tax Refunds?

If you haven’t filed your 2010 tax return and claimed your refund yet, you may be one of the 918,600 taxpayers that are owed $760 million in 2010 tax refunds. The IRS estimates more than half of the refunds are for at least $571. Read More.

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