Two and half months ago, we wrote about Facebook’s upcoming initial public offering. Since then, more information has been released about the company and its strategy going forward as evidenced in the $1B Instagram acquisition. Still, our investment thesis hasn’t changed. Read More.
On a daily basis, we are reminded of how we live in a global economy in which news overseas can impact us in the United States and vice versa. By the same token, a sputtering or slow growth U.S. economy can also lead investors to search for opportunities overseas to at least diversify their exposure to risk. Still, many investors have yet to get over the fear of allocating a portion of their portfolio into foreign economies. Read More.
The jury is still out on what will happen to the social security program which is expected to become insufficient by 2033 or in roughly 20 years. This means that workers under the age of 42 aren’t expected to receive the full social benefits due to them. Rather, they will be lucky if they get 75% of their benefits. Still, it is important to know when is the right time to start taking social security benefits. Read More.
Banks are still only offering clients a whopping 0.50% per year and only 0.91% for the most generous savings accounts. Clients in search of a home equity loan may be hard pressed to find an interest rate below 6%. Many families are noting this spread and taking the middleman (i.e. bank) out of the equation. The financial benefit with this approach does come with certain risks. Read More.
While personal bankruptcy rates are on the decline from a high of almost 1.6 million in 2010, there were still nearly 1.47 million individuals that filed for bankruptcy in 2011 (source: uscourts.gov). If you believe you’re on the brink of financial collapse, it is important to know when is the right time to file for bankruptcy. Read More.
It is easy to lose track of the gifts you receive as investments over the years. This is especially common for investments in U.S. savings bonds which are suppose to be returned to the investor at maturity. But, if the investor cannot be identified, the bonds will be marked as undelivered. In fact, there are 25,000 payments sent back to the Department of Treasury each year. Are you owed a U.S. savings bond? Find out. Read More.
A new option is now available as Progressive and others have launched pay as you drive insurance programs. Find out if this program is right for you. Read More.
Have you ever gotten a bad check from someone and were charged by your bank along with not getting the money? If so, you may be covered and not even know it. Read More.
Quick Reference
|
Topic
|
|
|
|
 |
