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Trusted Answers From Licensed Business Professionals
INVESTING

How Much Cash Should I Have In My Emergency Fund?

By The BIDaWIZ Team on August 9th, 2011 at 2:00 pm

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If you don't have an emergency fund, you should start one today. .
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BANKING

What? The Bank Doesn’t Want Your Money?

By The BIDaWIZ Team on August 5th, 2011 at 2:00 pm
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In unprecedented fashion, Bank of New York Mellon (BNY) announced yesterday (8/4) that they don’t want any more money from some of their largest clients (over $50M in deposits) and they will start charging 13 basis points or .13% for holding their cash. You might be asking yourself why would a bank not want deposits and how will this announcement potentially affect the rest of us? Read More.

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PERSONAL FINANCE

What Do I Need To Know To Sell My Car For the Right Price?

By Susan Ladika on August 4th, 2011 at 9:00 am
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High gas prices, along with the shortage of new cars caused by the Japanese earthquake, tsunami and nuclear disaster, are driving demand for fuel-efficient vehicles. So if you own a small car and are ready to move into a new vehicle, it’s the perfect time to sell your car. Read More.

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BANKING

3 More Banks Go Under. Is Your Account FDIC Insured?

By The BIDaWIZ Team on August 1st, 2011 at 2:30 pm
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The financial woes for many regional banks continue with three more shutting down this year, bringing the total to 61 as compared to 157 in 2010. While many of the largest banks (i.e. JPMorgan Chase, Bank of America, Wells Fargo & Citigroup) are in relatively stable financial position, it is always important to make sure your bank accounts are FDIC-insured. Read More.

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BUDGETING

Don’t Forget Your Refund When The Price of Your Airfare Drops

By The BIDaWIZ Team on July 29th, 2011 at 3:30 pm
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When you purchase a plane ticket and the price of that ticket drops, you may be able to claim a refund for the difference. Every airline has a different refund policy, but generally speaking the policies are usually not communicated well to the customer. Find out which airlines have the best policies. Read More.

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SALES TAX, TAX BREAKS

Are Sales Tax Holidays Good For Business?

By The BIDaWIZ Team on July 29th, 2011 at 1:00 pm

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We're heading into the back to school season which means sales tax holidays are just around the corner if they haven't already started. Many states offer a sales tax holiday for back to school items during the first week of August. On the surface, these tax holidays (4 to 9% discount) sound great for both consumers and businesses. But, after careful analysis, the benefits may be somewhat temporary and not very good for the economy. .
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BUDGETING

Is It More Cost-Effective To Shop Online Or At The Store?

By The BIDaWIZ Team on July 28th, 2011 at 9:54 pm

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When it comes to shopping for household staples, like cleaning products and toiletries, the simple answer is: it depends. While you'll want to compare prices, you also need to take into account things like the availability of coupons and rewards cards, the time spent running to the store vs. shopping online, gasoline costs and shipping costs. .
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PERSONAL FINANCE

Where Can I Sell My Furniture for a Good Price?

By The BIDaWIZ Team on July 22nd, 2011 at 4:00 pm

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It seems as though each time we move, certain pieces of furniture are no longer appealing or they don't "go" with the new home or apartment. When this happens, we feel obligated to get rid of the old stuff. Moving in itself is expensive and time-consuming so getting rid of unwanted furniture should be the last thing we spend time or money on. Still, turning it into some extra cash would be nice. So, what are the best ways to get rid of it for a good price? .
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BUDGETING

Buying a Plane Ticket Might Be Tax-Free in 24 hours

By The BIDaWIZ Team on July 22nd, 2011 at 12:15 pm
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Apparently, Congress can’t get its act together on certain FAA related legislation that if not passed by midnight tonight, will result in a portion of the FAA being temporary shutdown as well as 4,000 jobs. If this happens, airlines will no longer have the authority to tax passengers. That vacation ticket you’ve had your eye on might have just gotten a whole lot cheaper. Read More.

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CREDIT CARDS, INSURANCE

Why Are Some Doctors Offering Credit Cards to Patients?

By The BIDaWIZ Team on July 20th, 2011 at 8:00 pm

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It may sound strange to hear that doctors are offering credit cards to patients. But, this is a growing trend in the elective health care space with many doctors looking for ways to get paid immediately. It also applies to both the insured and uninsured because we all know that being insured doesn't necessarily mean you're covered from all of your medical costs. .
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