Every year your employer will ask you to update the elections for your employee benefits. Unfortunately, not much is provided in the form of guidance to employees even though mistakes can be costly. Here’s one bit of guidance. Contributing to a flexible spending account (FSA) can save you on more than just your medical expenses. Read More.
A significant piece of the increased banking regulation set forth by the Dodd-Frank Act and the Durbin Amendment will go into effect October 1st, 2011. Banks have responded by exploring all different types of new fees and potential revisions to terms and conditions agreements. One such potential revision could put a cap on the total amount consumers spend per debit card transaction at $100, forcing them to pull out their credit card instead for large transactions. With this new legislation, let’s investigate who is the likely beneficiary: banks, the consumer, or retailers. Read More.
When looking for a cheap flight, we often focus on the airline and the traveling dates. That strategy can lower your total cost but those aren’t the only factors you should be considering when booking flights. Read More.
According to the U.S. Census Bureau, homeownership rates fell to 65.9% in the second quarter of the year, compared to more than 69% in 2004. That means more people are in the market for a rental unit. Because so many homes and condos are selling at bargain-basement prices, and mortgage rates remain remarkably low, it can be very tempting to want to snap up one or two. But there are plenty of issues to keep in mind if you’re scouting around for a property to purchase. Read More.
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